Flagship Product

PayLater

The 0% interest point-of-sale financing solution built exclusively for the Saudi automotive aftermarket. Your customers split the bill; you get paid in full, today.

Start offering PayLater

Paid in full within 24h

Why workshops love PayLater

Three numbers that change everything about how you run your service desk.

24h

Full upfront payment

KadiPay settles your full invoice within 24 hours. No waiting, no installment tracking.

+35%

Higher AOV

Customers approve the full VHC instead of deferring expensive work to "next time."

Credit risk

All underwriting, compliance, and collections are fully handled by KadiPay.

Customer at service desk reviewing options on smartphone

Done in 2 minutes

For the customer

Approve from anywhere, in minutes

No app download. No complicated forms. The customer receives a secure SMS link, taps it, verifies their ID, selects their repayment plan (2–4 months), and they're done.

1Receive a secure payment link via SMS
2Verify identity in under 60 seconds
3Select 2, 3, or 4 month repayment plan
4First payment taken at checkout — done

Workshop dashboard showing payment approval notification

Settled in 24h

For the workshop

Close the sale, get paid instantly

Your service advisor logs into the KadiPay merchant dashboard, creates a payment link with the repair items, sends it via SMS or WhatsApp — then watches approvals come in.

1Create a payment link in the dashboard
2Send to customer via SMS or WhatsApp
3Receive real-time "Approved" notification
4Full settlement received within 24 hours

Start offering PayLater today

Go live in under 48 hours. No setup fees.